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[lmi-commits] [lmi] gwc-no-xslfo 245e38c 3/4: Import '*.mst' verbatim
|
From: |
Greg Chicares |
|
Subject: |
[lmi-commits] [lmi] gwc-no-xslfo 245e38c 3/4: Import '*.mst' verbatim |
|
Date: |
Thu, 25 Jan 2018 11:13:33 -0500 (EST) |
branch: gwc-no-xslfo
commit 245e38c0f39aaa63180ab036612bdb60dd2f566a
Author: Gregory W. Chicares <address@hidden>
Commit: Gregory W. Chicares <address@hidden>
Import '*.mst' verbatim
---
contract_numbers.mst | 45 +++++++
cover.mst | 147 +++++++++++++++++++++++
dollar_units.mst | 31 +++++
imprimatur.mst | 39 ++++++
nasd_assumption_detail.mst | 28 +++++
nasd_basic.mst | 34 ++++++
nasd_column_headings.mst | 95 +++++++++++++++
nasd_footer_lower.mst | 39 ++++++
nasd_footer_upper.mst | 33 ++++++
nasd_header.mst | 29 +++++
nasd_header_lower.mst | 83 +++++++++++++
nasd_header_upper.mst | 38 ++++++
nasd_notes1.mst | 136 +++++++++++++++++++++
nasd_notes2.mst | 243 +++++++++++++++++++++++++++++++++++++
nasd_supp.mst | 28 +++++
nasd_supp_report.mst | 27 +++++
reg_column_headings.mst | 201 +++++++++++++++++++++++++++++++
reg_d_group_basic.mst | 35 ++++++
reg_d_group_column_headings.mst | 55 +++++++++
reg_d_group_footer_lower.mst | 39 ++++++
reg_d_group_footer_upper.mst | 32 +++++
reg_d_group_header.mst | 29 +++++
reg_d_group_header_lower.mst | 76 ++++++++++++
reg_d_group_header_upper.mst | 38 ++++++
reg_d_group_narr_summary.mst | 122 +++++++++++++++++++
reg_d_group_narr_summary2.mst | 160 +++++++++++++++++++++++++
reg_d_group_supp_report.mst | 27 +++++
reg_d_indiv_cover_page.mst | 129 ++++++++++++++++++++
reg_d_indiv_curr.mst | 33 ++++++
reg_d_indiv_curr_irr.mst | 33 ++++++
reg_d_indiv_footer_lower.mst | 39 ++++++
reg_d_indiv_footer_upper.mst | 27 +++++
reg_d_indiv_guar_irr.mst | 33 ++++++
reg_d_indiv_header.mst | 89 ++++++++++++++
reg_d_indiv_notes1.mst | 134 +++++++++++++++++++++
reg_d_indiv_notes2.mst | 55 +++++++++
reg_d_indiv_notes3.mst | 185 +++++++++++++++++++++++++++++
reg_d_indiv_supp_report.mst | 31 +++++
reg_footer.mst | 39 ++++++
reg_footer_disclaimer.mst | 31 +++++
reg_header.mst | 130 ++++++++++++++++++++
reg_narr_summary.mst | 202 +++++++++++++++++++++++++++++++
reg_narr_summary2.mst | 257 ++++++++++++++++++++++++++++++++++++++++
reg_numeric_summary.mst | 202 +++++++++++++++++++++++++++++++
reg_supp_report.mst | 27 +++++
reg_tabular_details.mst | 28 +++++
reg_tabular_details2.mst | 26 ++++
47 files changed, 3619 insertions(+)
diff --git a/contract_numbers.mst b/contract_numbers.mst
new file mode 100644
index 0000000..a51fd91
--- /dev/null
+++ b/contract_numbers.mst
@@ -0,0 +1,45 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{#HasMasterContract}}
+ Master contract:
+ {{#HasPolicyNumber}}
+ {{^Composite}}
+ {{MasterContractNumberAbbrev15}}
+ {{/Composite}}
+ {{#Composite}}
+ {{MasterContractNumberAbbrev30}}
+ {{/Composite}}
+ {{/HasPolicyNumber}}
+ {{^HasPolicyNumber}}
+ {{MasterContractNumberAbbrev30}}
+ {{/HasPolicyNumber}}
+{{/HasMasterContract}}
+{{#HasPolicyNumber}}
+ {{^Composite}}
+ Contract number:
+ {{#HasMasterContract}}
+ {{ContractNumberAbbrev15}}
+ {{/HasMasterContract}}
+ {{^HasMasterContract}}
+ {{ContractNumberAbbrev30}}
+ {{/HasMasterContract}}
+ {{/Composite}}
+{{/HasPolicyNumber}}
diff --git a/cover.mst b/cover.mst
new file mode 100644
index 0000000..ba2decb
--- /dev/null
+++ b/cover.mst
@@ -0,0 +1,147 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<table width="100%">
+ <!--
+ Rows such as this are used as separators between visible table elements,
+ this is unfortunately necessary because wxHTML doesn't support
+ margin/padding on table elements.
+ -->
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr>
+ <td align="center">
+ <font size="+4">
+ <b>{{PolicyMktgName}}</b>
+ </font>
+ </td>
+ </tr>
+ <tr>
+ </tr>
+ <tr>
+ <td align="center">
+ <font size="+4">
+ <b>
+ {{#IsInforce}}
+ In Force Life Insurance Illustration
+ {{/IsInforce}}
+ {{^IsInforce}}
+ Life Insurance Illustration
+ {{/IsInforce}}
+ </b>
+ </font>
+ </td>
+ </tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr>
+ <td align="center">
+ <font size="+2">
+ <b>Prepared for:</b>
+ </font>
+ </td>
+ </tr>
+ <tr>
+ <td align="center">
+ <font size="+2">
+ {{#Composite}}
+ {{CorpName}}
+ {{/Composite}}
+ {{^Composite}}
+ {{Insured1}}
+ {{/Composite}}
+ </font>
+ </td>
+ </tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr>
+ <td align="center">
+ <font size="+2">
+ <b>Presented by:</b>
+ </font>
+ </td>
+ </tr>
+ <tr>
+ <td align="center">
+ <font size="+2">
+ {{ProducerName}}
+ </font>
+ </td>
+ </tr>
+ <tr>
+ <td align="center">
+ <font size="+2">
+ {{ProducerStreet}}
+ </font>
+ </td>
+ </tr>
+ <tr>
+ <td align="center">
+ <font size="+2">
+ {{ProducerCity}}
+ </font>
+ </td>
+ </tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr>
+ <td align="center">
+ <font size="+2">
+ {{date_prepared}}
+ </font>
+ </td>
+ </tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+ <tr><td> </td></tr>
+</table>
+
+<!--
+This is ugly and error-prone, but there is no way to put the paragraph below at
+the bottom of the page currently, so we just insert enough white space to push
+it roughly where we want it to appear.
+-->
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+
+<p align="center"><scaled_image inv_factor="0.6"
src="company_logo.png"></scaled_image></p>
+
+<br></br>
+<br></br>
+<br></br>
+
+<font size="-1">
+
+<p align="center">{{MarketingNameFootnote}}</p>
+
+<p>{{StateMarketingImprimatur}}</p>
+
+</font>
diff --git a/dollar_units.mst b/dollar_units.mst
new file mode 100644
index 0000000..f9963f4
--- /dev/null
+++ b/dollar_units.mst
@@ -0,0 +1,31 @@
+{{!
+ Define a fragment common to several pages.
+
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<p align="center">
+<font size="-1">
+Values shown are in
+{{#HasScaleUnit}}
+{{ScaleUnit}}s of
+{{/HasScaleUnit}}
+dollars
+</font>
+</p>
diff --git a/imprimatur.mst b/imprimatur.mst
new file mode 100644
index 0000000..7d0dac3
--- /dev/null
+++ b/imprimatur.mst
@@ -0,0 +1,39 @@
+{{!
+ This template defines the compliance tracking number used in a few
+ different places to avoid duplicating this logic in all of them.
+
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{#IsInforce}}
+ {{#Composite}}
+ {{ImprimaturInforceComposite}}
+ {{/Composite}}
+ {{^Composite}}
+ {{ImprimaturInforce}}
+ {{/Composite}}
+{{/IsInforce}}
+{{^IsInforce}}
+ {{#Composite}}
+ {{ImprimaturPresaleComposite}}
+ {{/Composite}}
+ {{^Composite}}
+ {{ImprimaturPresale}}
+ {{/Composite}}
+{{/IsInforce}}
diff --git a/nasd_assumption_detail.mst b/nasd_assumption_detail.mst
new file mode 100644
index 0000000..90bf676
--- /dev/null
+++ b/nasd_assumption_detail.mst
@@ -0,0 +1,28 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>nasd_header_upper}}
+<p align="center">Illustration Assumption Detail</p>
+{{>nasd_header_lower}}
+
+<br></br>
+<br></br>
+
+{{! Illustration assumption detail table is created from C++ code }}
diff --git a/nasd_basic.mst b/nasd_basic.mst
new file mode 100644
index 0000000..96f2a22
--- /dev/null
+++ b/nasd_basic.mst
@@ -0,0 +1,34 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>nasd_header_upper}}
+{{#IsInforce}}
+ <p align="center">
+ In Force Illustration
+ </p>
+{{/IsInforce}}
+{{>nasd_header_lower}}
+
+{{>dollar_units}}
+
+<br></br>
+<br></br>
+
+{{! Basic illustration table is created from C++ code }}
diff --git a/nasd_column_headings.mst b/nasd_column_headings.mst
new file mode 100644
index 0000000..ecf2c42
--- /dev/null
+++ b/nasd_column_headings.mst
@@ -0,0 +1,95 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>nasd_header}}
+
+<p align="center"><b>Column Definitions and Key Terms</b></p>
+
+<p>
+<b>Account Value</b>
+<br>
+{{AccountValueFootnote}}
+</p>
+
+<p>
+<b>Cash Surrender Value</b>
+<br>
+{{CashSurrValueFootnote}}
+</p>
+
+<p>
+<b>Death Benefit</b>
+<br>
+{{DeathBenefitFootnote}}
+</p>
+
+{{^Composite}}
+<p>
+<b>End of Year Age</b>
+<br>
+{{AttainedAgeFootnote}}
+</p>
+{{/Composite}}
+
+{{#GroupCarveout}}
+<p>
+<b>Gross Payment</b>
+<br>
+{{GrossPremiumFootnote}}
+</p>
+{{/GroupCarveout}}
+
+<p>
+<b>Gross Rate</b>
+<br>
+{{GrossRateFootnote}}
+</p>
+
+{{#GroupCarveout}}
+<p>
+<b>Minimum Premium</b>
+<br>
+{{InitialPremiumFootnote}}
+</p>
+{{/GroupCarveout}}
+
+<p>
+<b>Net Premium</b>
+<br>
+{{NetPremiumFootnote}}
+</p>
+
+<p>
+<b>Net Rate</b>
+<br>
+{{NetRateFootnote}}
+</p>
+
+<p>
+<b>Policy Year</b>
+<br>
+{{PolicyYearFootnote}}
+</p>
+
+<p>
+<b>Premium Outlay</b>
+<br>
+{{OutlayFootnote}}
+</p>
diff --git a/nasd_footer_lower.mst b/nasd_footer_lower.mst
new file mode 100644
index 0000000..cc5e5c0
--- /dev/null
+++ b/nasd_footer_lower.mst
@@ -0,0 +1,39 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<font size="-2">
+
+<table width="100%" cellspacing="0" cellpadding="0">
+ <tr>
+ <td colspan="3"> </td>
+ </tr>
+ <tr>
+ <td>{{InsCoName}}</td>
+ <td align="center">Date Prepared: {{date_prepared}}</td>
+ <td align="right">Policy Form: {{PolicyForm}}</td>
+ </tr>
+ <tr>
+ <td>{{InsCoAddr}}</td>
+ <td align="center">System Version: {{LmiVersion}}</td>
+ <td align="right">{{page_number}}</td>
+ </tr>
+</table>
+
+</font>
diff --git a/nasd_footer_upper.mst b/nasd_footer_upper.mst
new file mode 100644
index 0000000..4df9d78
--- /dev/null
+++ b/nasd_footer_upper.mst
@@ -0,0 +1,33 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<font size="-2">
+
+<p>
+* This illustration is based on the assumed Gross Rate shown.
+The Net Rate is provided for information purposes only.
+<br>
+** {{PremAllocationFootnote}}
+<br>
+See the Explanatory Notes for important {{ContractName}} information.
+This illustration is not complete without all pages.
+</p>
+
+</font>
diff --git a/nasd_header.mst b/nasd_header.mst
new file mode 100644
index 0000000..3f21552
--- /dev/null
+++ b/nasd_header.mst
@@ -0,0 +1,29 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+
+{{!
+ The header is split in two parts, upper and lower one, only to allow
+ inserting the title between them, as a couple of pages do. But we still
+ provide this "full header" template for the pages that don't have any
+ title to make them simpler.
+ }}
+{{>nasd_header_upper}}
+{{>nasd_header_lower}}
diff --git a/nasd_header_lower.mst b/nasd_header_lower.mst
new file mode 100644
index 0000000..9280de2
--- /dev/null
+++ b/nasd_header_lower.mst
@@ -0,0 +1,83 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<br>
+<br>
+
+<table width="100%" cellspacing="0" cellpadding="0" valign="top">
+ <tr>
+ <td>
+ {{#Composite}}
+ {{CorpNameAbbrev60}}
+ {{/Composite}}
+ {{^Composite}}
+ {{Insured1Abbrev30}}
+ {{/Composite}},
+ {{Gender}} {{Smoker}} rates, Age {{Age}}<br>
+ {{#Composite}}
+ Composite<br>
+ {{/Composite}}
+ {{ContractNameCap}}: {{PolicyMktgName}}<br>
+ {{#GroupCarveout}}
+ Minimum Initial Premium: ${{InitMinPrem}}<br>
+ {{/GroupCarveout}}
+ First Year Premium: ${{InitPrem}}<br>
+ {{^Composite}}
+ {{#UWTypeIsMedical}}
+ Fully underwritten,
+ {{/UWTypeIsMedical}}
+ {{^UWTypeIsMedical}}
+ {{#UWTypeIsGuaranteedIssueInTexasWithFootnote}}
+ Substandard ***,
+ {{/UWTypeIsGuaranteedIssueInTexasWithFootnote}}
+ {{^UWTypeIsGuaranteedIssueInTexasWithFootnote}}
+ {{UWType}},
+ {{/UWTypeIsGuaranteedIssueInTexasWithFootnote}}
+ {{/UWTypeIsMedical}}
+ {{UWClass}}, Initial Death Benefit Option: {{InitDBOpt}}<br>
+ {{#UWClassIsRated}}
+ Table Rating: {{SubstandardTable}}<br>
+ {{/UWClassIsRated}}
+ {{/Composite}}
+ {{>contract_numbers}}
+ </td>
+ <td>
+ Assumed Premium Allocation:**<br>
+ Separate Account:
{{GenAcctAllocationComplementPercent}}<br>
+ Guaranteed Principal Account (GPA):
{{GenAcctAllocationPercent}}<br>
+ Initial
+ {{#HasTermOrSupplSpecAmt}}
+ Total
+ {{/HasTermOrSupplSpecAmt}}
+ Face Amount: ${{InitTotalSA}}<br>
+ {{#HasTermOrSupplSpecAmt}}
+ Initial Base Face Amount: ${{InitBaseSpecAmt}}<br>
+ Initial
+ {{#HasTerm}}
+ Term Face Amount:
+ {{/HasTerm}}
+ {{#HasSupplSpecAmt}}
+ Supplemental Face Amount:
+ {{/HasSupplSpecAmt}}
+ ${{InitTermSpecAmt}}<br>
+ {{/HasTermOrSupplSpecAmt}}
+ </td>
+ </tr>
+</table>
diff --git a/nasd_header_upper.mst b/nasd_header_upper.mst
new file mode 100644
index 0000000..0e15e63
--- /dev/null
+++ b/nasd_header_upper.mst
@@ -0,0 +1,38 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<br></br>
+<br></br>
+
+<p>
+The purpose of this illustration is to show how the performance
+of the underlying investment account could affect the
+{{ContractName}} account value and death benefit.
+<b>
+These hypothetical returns do not reflect past performance
+and are not predictive of future results. Actual results could be
+less than or greater than the hypothetical results
+and in all likelihood will vary from year to year.
+</b>
+</p>
+
+<br></br>
diff --git a/nasd_notes1.mst b/nasd_notes1.mst
new file mode 100644
index 0000000..a4c1887
--- /dev/null
+++ b/nasd_notes1.mst
@@ -0,0 +1,136 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>nasd_header}}
+
+<font size="-1">
+
+<p align="center"><b>IMPORTANT TAX DISCLOSURE</b></p>
+
+<p>
+As illustrated, this {{ContractName}}
+{{#IsMec}}
+ becomes
+{{/IsMec}}
+{{^IsMec}}
+ would not become
+{{/IsMec}}
+a Modified Endowment Contract (MEC)
+under the Internal Revenue Code
+{{#IsMec}}
+ in year {{MecYearPlus1}}
+{{/IsMec}}
+To the extent of gain in the {{ContractName}}, loans, distributions
+and withdrawals from a MEC are subject to income tax
+and may also trigger a penalty tax.
+</p>
+
+{{^IsInforce}}
+ <p>
+ The initial 7-pay premium limit is ${{InitSevenPayPrem}}.
+ </p>
+{{/IsInforce}}
+
+<p>
+No tax charge is made to the Separate Account. However,
+such a charge may be made in the future.
+</p>
+
+<p>
+<b>
+The information contained in this illustration is not written
+or intended as tax or legal advice.
+Neither {{InsCoShortName}}
+nor any of its employees or representatives are authorized
+to give tax or legal advice. For more information pertaining
+to the tax consequences of purchasing or owning this
+{{ContractName}},
+consult with your own independent tax or legal counsel.
+</b>
+</p>
+
+<br></br>
+
+<p align="center"><b>EXPLANATORY NOTES</b></p>
+
+<p>
+{{PolicyMktgName}} is a {{PolicyLegalName}} issued by {{InsCoName}}.
+{{ProductDescription}}
+</p>
+
+<p>
+{{NoVanishPremiumFootnote}}
+</p>
+
+{{#NoLapse}}
+ {{^StateIsNewYork}}
+ <p>
+ {{NoLapseProvisionName}}:
+ The {{NoLapseProvisionName}} is a lapse protection feature. If met,
+ this test allows your {{ContractName}} to stay in force for a period of
+ time even if there is insufficient {{AvName}} Value to cover the
+ {{AvName}} Value charges. Refer to your {{ContractName}} for specific
+ requirements of meeting the {{NoLapseProvisionName}}.
+ </p>
+ {{/StateIsNewYork}}
+{{/NoLapse}}
+
+{{#NoLapseAlwaysActive}}
+ <p>
+ No-Lapse Guarantee: The {{ContractName}} will remain in force after the
+ first premium has been paid, even if there is insufficient {{AvName}} Value
+ to cover the monthly charges provided that the insured is not in a
+ substandard rating class and the {{ContractName}} debt does not exceed
+ {{AvName}} Value.
+ </p>
+{{/NoLapseAlwaysActive}}
+
+<p>
+The definition of life insurance elected for this
+{{ContractName}} is the
+{{#DefnLifeInsIsGPT}}
+ guideline premium test. The guideline single premium is
+ ${{InitGSP}} and the guideline
+ level premium is ${{InitGLP}}.
+{{/DefnLifeInsIsGPT}}
+{{^DefnLifeInsIsGPT}}
+ cash value accumulation test.
+{{/DefnLifeInsIsGPT}}
+</p>
+
+{{#DefnLifeInsIsGPT}}
+<p>
+{{GptFootnote}}
+</p>
+{{/DefnLifeInsIsGPT}}
+
+<p>
+{{InsCoName}} has the right to promptly refund any amount of premium paid if it
+will increase the net amount at risk (referred to in the {{ContractName}} as
+the Amount of Insurance that Requires a Charge).
+</p>
+
+<p>
+Premium payments are assumed to be made at the beginning of the year. Account
+values, cash surrender values, and death benefits are illustrated as of the end
+of the year. {{MinimumPremiumFootnote}}
+</p>
+
+</font>
diff --git a/nasd_notes2.mst b/nasd_notes2.mst
new file mode 100644
index 0000000..786dcd4
--- /dev/null
+++ b/nasd_notes2.mst
@@ -0,0 +1,243 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>nasd_header}}
+
+<font size="-1">
+
+<p align="center"><b>EXPLANATORY NOTES</b></p>
+
+<p>
+{{GuarMortalityFootnote}}
+</p>
+
+<p>
+This illustration assumes death of the insured at
+age {{EndtAge}}.
+</p>
+
+{{#StateIsCarolina}}
+ <p>
+ In the states of North Carolina and South Carolina, Guaranteed Issue
+ Underwriting is referred to as "Limited Underwriting" and Simplified Issue
+ Underwriting is referred to as "Simplified Underwriting".
+ </p>
+{{/StateIsCarolina}}
+
+{{#StateIsMaryland}}
+ <p>
+ In the state of Maryland, Guaranteed Issue Underwriting
+ is referred to as "Nonstandard Limited Underwriting"
+ and Simplified Issue Underwriting is referred to as
+ "Nonstandard Simplified Underwriting".
+ </p>
+{{/StateIsMaryland}}
+
+<p>
+{{LoanFootnote}}
+</p>
+
+<p>
+{{PortabilityFootnote}}
+</p>
+
+{{#HasTerm}}
+ <p>
+ {{TermFootnote}}
+ </p>
+{{/HasTerm}}
+
+{{#HasSupplSpecAmt}}
+ <p>
+ {{TermFootnote}}
+ </p>
+{{/HasSupplSpecAmt}}
+
+{{#HasWP}}
+ <p>
+ {{WaiverFootnote}}
+ </p>
+{{/HasWP}}
+
+<p>
+{{AccelBftRiderFootnote}}
+</p>
+
+{{#DefnLifeInsIsGPT}}
+ <p>
+ {{OverloanRiderFootnote}}
+ </p>
+{{/DefnLifeInsIsGPT}}
+
+{{#HasADD}}
+ <p>
+ {{ADDFootnote}}
+ </p>
+{{/HasADD}}
+
+{{#HasChildRider}}
+ <p>
+ The ${{ChildRiderAmount}} {{ChildFootnote}}
+ </p>
+{{/HasChildRider}}
+
+{{#HasSpouseRider}}
+ <p>
+ The ${{SpouseRiderAmount}} {{SpouseFootnote}}
+ </p>
+{{/HasSpouseRider}}
+
+{{#UsePartialMort}}
+ <p>
+ This illustration reflects the client's mortality assumption
+ of {{PartMortTableMult[1]}} of the {{PartMortTableName}}
+ table with all deaths at the end of the year.
+ </p>
+{{/UsePartialMort}}
+
+{{#GenderBlended}}
+ <p>
+ Custom blending of cost of insurance charges is based
+ on the plan's assumed distribution of initial selected
+ face amount by gender and tobacco use. This illustration
+ assumes that the distribution remains constant
+ in future years. Custom blending is available only on plans
+ of 100 or more lives. Custom blend assumptions:
+ {{#SmokerBlended}}
+ tobacco = {{SmokerPct}};
+ {{/SmokerBlended}}
+ {{^SmokerBlended}}
+ no blending by tobacco use;
+ {{/SmokerBlended}}
+ male = {{MalePct}}.
+ </p>
+{{/GenderBlended}}
+{{#SmokerBlended}}
+ <p>
+ Custom blending of cost of insurance charges is based
+ on the plan's assumed distribution of initial selected
+ face amount by gender and tobacco use. This illustration
+ assumes that the distribution remains constant
+ in future years. Custom blending is available only on plans
+ of 100 or more lives. Custom blend assumptions:
+ tobacco = {{SmokerPct}};
+ {{#GenderBlended}}
+ male = {{MalePct}}.
+ {{/GenderBlended}}
+ {{^GenderBlended}}
+ no blending by gender.
+ {{/GenderBlended}}
+ </p>
+{{/SmokerBlended}}
+
+<p>
+The state of issue is
+{{StatePostalAbbrev}}.
+</p>
+
+{{#IsInforce}}
+ <p>
+ This illustration assumes a beginning account value of
+ ${{InforceUnloanedAV}} as
+ of the date of this illustration.
+ </p>
+
+ <p>
+ This illustration assumes a beginning cost basis of
+ ${{InforceTaxBasis}} as
+ of the date of this illustration; the actual cost basis
+ may be higher or lower. Consult the Home Office for cost
+ basis information.
+ </p>
+{{/IsInforce}}
+
+{{#HasComplianceTrackingNumber}}
+ <p>
+ Compliance tracking number: {{>imprimatur}}
+ </p>
+{{/HasComplianceTrackingNumber}}
+
+{{#UWTypeIsGuaranteedIssueInTexasWithFootnote}}
+ <p>
+ *** This policy is classified as substandard guaranteed issue
+ per the requirements of the Texas Insurance Department.
+ </p>
+{{/UWTypeIsGuaranteedIssueInTexasWithFootnote}}
+
+<p align="center"><b>GUARANTEED PRINCIPAL ACCOUNT</b></p>
+
+<p>
+The Guaranteed Principal Account (GPA) has a guaranteed
+minimum annual interest rate of
+{{InitAnnGenAcctInt_Guaranteed}}.
+Guarantees are based on the claims-paying ability of the
+issuing company or companies.
+</p>
+
+<p align="center"><b>SEPARATE ACCOUNT</b></p>
+
+<p>
+{{HypotheticalRatesFootnote}}
+</p>
+
+{{^Composite}}
+ <p>
+ This illustration is based on total Separate Account
+ fund expenses of {{TotalIMF[1]}}.
+ </p>
+ {{#AvgFund}}
+ <p>
+ Investment management fees are based on equal
+ initial allocations among the available funds.
+ </p>
+ {{/AvgFund}}
+ {{#CustomFund}}
+ <p>
+ Investment management fees are based on an initial allocation
+ of 100% to a custom fund selected by the purchaser.
+ </p>
+ {{/CustomFund}}
+{{/Composite}}
+
+<p>
+<b>
+This material must be preceded or accompanied by the current prospectus for the
+{{PolicyMktgName}} Insurance {{ContractName}} and the prospectuses (or summary
+prospectuses, if available) for its underlying investment choices. Before
+purchasing a {{ContractName}}, you should carefully consider the investment
+objectives, risks, charges and expenses of the {{ContractName}} and its
+underlying investment choices. Please read the prospectuses carefully before
+investing or sending money.
+</b>
+</p>
+
+<p>
+{{SubsidiaryFootnote}}
+</p>
+
+<p>
+Securities offered through registered representatives of
+{{CoUnderwriter}}
+{{CoUnderwriterAddress}}
+or a broker-dealer that has a selling agreement with
+{{MainUnderwriter}}.
+</p>
+
+</font>
diff --git a/nasd_supp.mst b/nasd_supp.mst
new file mode 100644
index 0000000..5f1b180
--- /dev/null
+++ b/nasd_supp.mst
@@ -0,0 +1,28 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>nasd_header}}
+
+{{>dollar_units}}
+
+<br></br>
+<br></br>
+
+{{! Supplemental illustration table is created from C++ code }}
diff --git a/nasd_supp_report.mst b/nasd_supp_report.mst
new file mode 100644
index 0000000..7ba9417
--- /dev/null
+++ b/nasd_supp_report.mst
@@ -0,0 +1,27 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>nasd_header_upper}}
+<p align="center">{{SupplementalReportTitle}}</p>
+{{>nasd_header_lower}}
+
+{{>dollar_units}}
+
+{{! The supplemental report table itself is generated from C++ code }}
diff --git a/reg_column_headings.mst b/reg_column_headings.mst
new file mode 100644
index 0000000..1da9596
--- /dev/null
+++ b/reg_column_headings.mst
@@ -0,0 +1,201 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<!-- No header for this page, just the logo -->
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<p align="center">
+Column Headings and Key Terms Used in This Illustration
+</p>
+<font size="-1">
+<p>
+<b>{{AvName}} Value:</b>
+The accumulation at interest of the net premiums paid,
+{{#SinglePremium}}
+less any withdrawals,
+{{/SinglePremium}}
+less any monthly charges deducted.
+</p>
+<p>
+<b>{{CsvName}} Value:</b>
+{{AvName}} Value less policy debt.
+{{#Has1035ExchCharge}}
+{{CashSurrValueFootnote}}
+{{/Has1035ExchCharge}}
+</p>
+{{^IsInforce}}
+<p>
+<b>Current Illustrated Crediting Rate:</b>
+{{CreditingRateFootnote}}
+</p>
+{{/IsInforce}}
+<p>
+<b>Current Values:</b>
+Values assuming current interest crediting rates
+and current monthly charges. These values are not guaranteed
+and are based on the assumption that premium is paid
+as illustrated.
+</p>
+<p>
+<b>Death Benefit:</b>
+The amount of benefit provided by the Death Benefit Option
+in effect on the date of death, prior to adjustments
+for policy debt and monthly charges payable to the date of death.
+<!--
+Presumably the description of death benefit options should be moved into
+'ProductDescription' (as has already been done in other '.xsl' files).
+-->
+</p>
+<p>
+<b>Death Benefit Option 1:</b>
+Option in which the death benefit is equal to the selected
+face amount of the contract on the date of death of the insured,
+or if greater the {{AvName}} Value
+{{#HasSalesLoadRefund}}
+plus the refund of sales loads (if applicable)
+{{/HasSalesLoadRefund}}
+on the insured's date of death multiplied by the minimum face
+amount percentage for the insured's attained age at death
+(minimum face amount). Please refer to the contract
+for a detailed schedule of death benefit factors.
+</p>
+<!-- Group Experience Rating Logic -->
+{{^GroupExperienceRating}}
+<p>
+<b>Death Benefit Option 2:</b>
+Option in which the death benefit is equal to the selected
+face amount of the contract
+plus the {{AvName}} Value
+on the date of death of the insured, or if greater,
+the {{AvName}} Value
+{{#HasSalesLoadRefund}}
+plus the refund of sales loads (if applicable)
+{{/HasSalesLoadRefund}}
+on the insured's date of death multiplied
+by the death benefit factor for the insured's attained age
+at death (minimum face amount). Please refer to the contract
+for a detailed schedule of death benefit factors.
+{{/GroupExperienceRating}}
+<!-- Group Experience Rating Logic -->
+{{#GroupExperienceRating}}
+</p>
+<p>
+<b>Experience Rating Risk Charge:</b>
+Applies only to certain experience rated groups.
+This charge is based on the cost of insurance charges
+assessed during the certificate year. It may be assessed against
+the account value once per certificate anniversary date
+and upon surrender of the group policy.
+</p>
+{{/GroupExperienceRating}}
+<!-- Group Experience Rating Logic -->
+{{^GroupExperienceRating}}
+{{#Has1035ExchCharge}}
+<p>
+<b>Exchange Charge:</b>
+{{ExchangeChargeFootnote1}}
+</p>
+{{/Has1035ExchCharge}}
+{{/GroupExperienceRating}}
+
+<!-- Single Premium Logic -->
+{{^SinglePremium}}
+<p>
+<b>Flexible Premiums:</b>
+Premiums that may be increased, reduced, or not paid,
+if the account value is sufficient to cover the monthly charges.
+{{/SinglePremium}}
+</p>
+<p>
+<b>Guaranteed Values:</b>
+Values assuming the guaranteed crediting rate
+and the guaranteed maximum monthly charges. These values
+are based on the assumption that premium is paid as illustrated.
+</p>
+<p>
+<b>MEC:</b>
+Modified Endowment Contract - this classification is given
+to a contract in violation of TAMRA
+(Technical and Miscellaneous Revenue Act), which limits
+the amount of premium that can be paid into a life
+insurance contract. To the extent of gain in the contract, loans,
+distributions and withdrawals from a MEC are subject
+to income tax and may also trigger a tax penalty.
+</p>
+{{^IsInforce}}
+<p>
+<b>Midpoint Values:</b>
+Values assuming interest rates that are the average
+of the illustrated current crediting rates
+and the guaranteed minimum interest rate, and monthly charges
+that are the average of the current monthly charges
+and the guaranteed monthly charges.
+These values are not guaranteed and are based on the assumption
+that premium is paid as illustrated.
+</p>
+{{/IsInforce}}
+<!-- Single Premium Logic -->
+{{#ModifiedSinglePremiumOrModifiedSinglePremium0}}
+<p>
+<b>Modified Single Premium:</b>
+After the single premium is paid, additional payment
+under this policy will only be accepted for repayment
+of policy debt, payment required to keep the policy
+from lapsing, or payment required to reinstate the policy.
+</p>
+{{/ModifiedSinglePremiumOrModifiedSinglePremium0}}
+<p>
+<b>Monthly Charges:</b>
+The monthly charges for the following month which include:
+cost of insurance, plus face amount charges (if applicable),
+plus the administrative charge shown
+on the contract schedule page.
+</p>
+<p>
+<b>Premium Outlay:</b>
+The amount of premium assumed to be paid by the contract owner
+or other premium payor.
+</p>
+<p>
+<b>Selected Face Amount:</b>
+The Selected Face Amount may be decreased upon written application
+satisfactory to {{InsCoName}}. A
+requested decrease is allowed only once per Policy Year, and the
+resulting Selected Face Amount after decrease must meet the
+minimum defined in your policy.
+</p>
+<!-- Single Premium Logic -->
+{{#SinglePremium}}
+{{#ModifiedSinglePremiumOrModifiedSinglePremium0}}
+<p>
+<b>Single Premium:</b>
+After the single premium is paid, additional payment
+under this policy will only be accepted for repayment
+of policy debt, payment required to keep the policy
+from lapsing, or payment required to reinstate the policy.
+</p>
+{{/ModifiedSinglePremiumOrModifiedSinglePremium0}}
+<!-- Single Premium Logic -->
+<p>
+<b>Ultimate Illustrated Crediting Rate:</b>
+{{UltCreditingRateFootnote}}
+{{/SinglePremium}}
+</p>
+</font>
diff --git a/reg_d_group_basic.mst b/reg_d_group_basic.mst
new file mode 100644
index 0000000..1c91ab5
--- /dev/null
+++ b/reg_d_group_basic.mst
@@ -0,0 +1,35 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_group_header_upper}}
+<p align="center">
+{{#IsInforce}}
+ In Force
+{{/IsInforce}}
+Basic Illustration
+</p>
+{{>reg_d_group_header_lower}}
+
+{{>dollar_units}}
+
+<br></br>
+<br></br>
+
+{{! Basic illustration table is created from C++ code }}
diff --git a/reg_d_group_column_headings.mst b/reg_d_group_column_headings.mst
new file mode 100644
index 0000000..5d36a37
--- /dev/null
+++ b/reg_d_group_column_headings.mst
@@ -0,0 +1,55 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_group_header}}
+
+<p align="center"><b>Column Definitions</b></p>
+
+<p>
+<b>Policy Year</b>
+<br>
+{{PolicyYearFootnote}}
+</p>
+
+{{^Composite}}
+ <p>
+ <b>End of Year Age</b>
+ <br>
+ {{AttainedAgeFootnote}}
+ </p>
+{{/Composite}}
+
+<p>
+<b>Premium Outlay</b>
+<br>
+{{OutlayFootnote}}
+</p>
+
+<p>
+<b>Cash Surrender Value</b>
+<br>
+{{CashSurrValueFootnote}}
+</p>
+
+<p>
+<b>Death Benefit</b>
+<br>
+{{DeathBenefitFootnote}}
+</p>
diff --git a/reg_d_group_footer_lower.mst b/reg_d_group_footer_lower.mst
new file mode 100644
index 0000000..cc5e5c0
--- /dev/null
+++ b/reg_d_group_footer_lower.mst
@@ -0,0 +1,39 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<font size="-2">
+
+<table width="100%" cellspacing="0" cellpadding="0">
+ <tr>
+ <td colspan="3"> </td>
+ </tr>
+ <tr>
+ <td>{{InsCoName}}</td>
+ <td align="center">Date Prepared: {{date_prepared}}</td>
+ <td align="right">Policy Form: {{PolicyForm}}</td>
+ </tr>
+ <tr>
+ <td>{{InsCoAddr}}</td>
+ <td align="center">System Version: {{LmiVersion}}</td>
+ <td align="right">{{page_number}}</td>
+ </tr>
+</table>
+
+</font>
diff --git a/reg_d_group_footer_upper.mst b/reg_d_group_footer_upper.mst
new file mode 100644
index 0000000..e2d26fc
--- /dev/null
+++ b/reg_d_group_footer_upper.mst
@@ -0,0 +1,32 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<font size="-2">
+
+<p>
+* This illustration is based on the assumed Gross Rate shown.
+The Net Rate is provided for information purposes only.
+</p>
+<p>
+See the Narrative Summary for important policy information.
+This illustration is not complete without all pages.
+</p>
+
+</font>
diff --git a/reg_d_group_header.mst b/reg_d_group_header.mst
new file mode 100644
index 0000000..67d851b
--- /dev/null
+++ b/reg_d_group_header.mst
@@ -0,0 +1,29 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+
+{{!
+ The header is split in two parts, upper and lower one, only to allow
+ inserting the title between them, as a couple of pages do. But we still
+ provide this "full header" template for the pages that don't have any
+ title to make them simpler.
+ }}
+{{>reg_d_group_header_upper}}
+{{>reg_d_group_header_lower}}
diff --git a/reg_d_group_header_lower.mst b/reg_d_group_header_lower.mst
new file mode 100644
index 0000000..90a02fd
--- /dev/null
+++ b/reg_d_group_header_lower.mst
@@ -0,0 +1,76 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<br>
+<br>
+
+<table width="100%" cellspacing="0" cellpadding="0" valign="top">
+ <tr>
+ <td>
+ {{#Composite}}
+ {{CorpNameAbbrev60}}
+ {{/Composite}}
+ {{^Composite}}
+ {{Insured1Abbrev30}}
+ {{/Composite}},
+ {{Gender}} {{Smoker}} rates, Age {{Age}}<br>
+ {{#Composite}}
+ Composite<br>
+ {{/Composite}}
+ Contract: {{PolicyMktgName}}<br>
+ Initial Premium: ${{InitPrem}}<br>
+ {{#GroupCarveout}}
+ Minimum Initial Premium: ${{InitMinPrem}}<br>
+ {{/GroupCarveout}}
+ First Year Premium: ${{InitPrem}}<br>
+ {{^Composite}}
+ {{#UWTypeIsMedical}}
+ Fully underwritten,
+ {{/UWTypeIsMedical}}
+ {{^UWTypeIsMedical}}
+ {{UWType}},
+ {{/UWTypeIsMedical}}
+ {{UWClass}}, Initial Death Benefit Option: {{InitDBOpt}}<br>
+ {{/Composite}}
+ {{#HasWP}}
+ Waiver of Monthly Charges Rider elected.<br>
+ {{/HasWP}}
+ {{>contract_numbers}}
+ </td>
+ <td>
+ Assumed Gross Rate: {{InitAnnSepAcctGrossInt_Current}}
+ ({{InitAnnSepAcctNetInt_Current}} Net)*<br>
+ Initial
+ {{#HasTerm}}
+ Total
+ {{/HasTerm}}
+ Face Amount: ${{InitTotalSA}}<br>
+ {{#HasTerm}}
+ Initial Base Face Amount: ${{InitBaseSpecAmt}}<br>
+ Initial Term Face Amount: ${{InitTermSpecAmt}}<br>
+ {{/HasTerm}}
+ {{^Composite}}
+ {{#UWClassIsRated}}
+ Table Rating: {{SubstandardTable}}<br>
+ {{/UWClassIsRated}}
+ {{/Composite}}
+ </td>
+ </tr>
+</table>
diff --git a/reg_d_group_header_upper.mst b/reg_d_group_header_upper.mst
new file mode 100644
index 0000000..ccf07cc
--- /dev/null
+++ b/reg_d_group_header_upper.mst
@@ -0,0 +1,38 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<br></br>
+<br></br>
+
+<p>
+The purpose of this illustration is to show how the performance
+of the underlying separate account divisions could affect
+the contract account value and death benefit.
+<b>
+The hypothetical returns do not reflect past performance
+and are not predictive of future results. Actual results
+could be less than or greater than the hypothetical results
+and in all likelihood will vary year to year.
+</b>
+</p>
+
+<br></br>
diff --git a/reg_d_group_narr_summary.mst b/reg_d_group_narr_summary.mst
new file mode 100644
index 0000000..dd5186f
--- /dev/null
+++ b/reg_d_group_narr_summary.mst
@@ -0,0 +1,122 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_group_header_upper}}
+<p align="center">Narrative Summary</p>
+{{>reg_d_group_header_lower}}
+
+<p>
+{{PolicyMktgName}} is a {{PolicyLegalName}} issued by {{InsCoName}}.
+{{ProductDescription}}
+</p>
+
+<p>
+<u>Stable Value Feature</u> {{StableValueFootnote}}
+</p>
+
+<p>
+This illustration assumes Initial Death Benefit Option {{InitDBOpt}}.
+</p>
+
+<p>
+This policy is only available to entities that meet the definition
+of "accredited investor" or "qualified purchaser" under applicable
+Federal securities laws. Purchase of this policy is suitable
+only for entities of substantial economic means. Each prospective
+purchaser will be required to represent that it is familiar
+with and understands the fundamental risks and financial hazards
+of purchasing the policy. Each prospective purchaser must
+also represent that it meets minimum financial and other
+suitability standards.
+</p>
+
+<p>
+{{NoVanishPremiumFootnote}}
+</p>
+
+<p>
+The definition of life insurance elected for this contract
+is the
+{{#DefnLifeInsIsGPT}}
+ guideline premium test. The guideline single premium
+ is ${{InitGSP}}
+ and the guideline level premium
+ is ${{InitGLP}}.
+{{/DefnLifeInsIsGPT}}
+{{^DefnLifeInsIsGPT}}
+ cash value accumulation test.
+{{/DefnLifeInsIsGPT}}
+</p>
+
+<p>
+{{InsCoName}}
+{{RejectPremiumFootnote}}
+</p>
+
+<p>
+Account values, cash surrender values, and death benefits
+are illustrated as of the end of the year.
+</p>
+
+<p>
+PLEASE READ THE FOLLOWING IMPORTANT TAX DISCLOSURE
+<br>
+The initial 7-pay premium limit is ${{InitSevenPayPrem}}.
+As illustrated, this contract
+{{#IsMec}}
+ fails
+{{/IsMec}}
+{{^IsMec}}
+ passes
+{{/IsMec}}
+the seven-pay test defined in Section 7702A
+of the Internal Revenue Code and therefore
+{{#IsMec}}
+ {{^MecYearIs0}}
+ becomes a Modified Endowment Contract (MEC) in policy year
+ {{MecYearPlus1}}.
+ {{/MecYearIs0}}
+ {{#MecYearIs0}}
+ is a Modified Endowment Contract (MEC).
+ {{/MecYearIs0}}
+ As a MEC, any loans or withdrawals are taxed to the extent
+ of any gain in the contract, and an additional 10% penalty
+ tax will apply to the taxable portion of the loan
+ or withdrawal.
+{{/IsMec}}
+{{^IsMec}}
+ is not a Modified Endowment Contract (MEC).
+ Subsequent changes in the contract, including but not limited
+ to increases and decreases in premiums or benefits, may cause
+ the contract to be retested and may result in the contract
+ becoming a MEC.
+{{/IsMec}}
+</p>
+
+<p>
+<b>
+This illustration is not written or intended as tax
+or legal advice and may not be relied on for purposes
+of avoiding any federal tax penalties. For more information
+pertaining to the tax consequences of purchasing
+or owning this policy, consult with your own independent tax
+or legal counsel.
+</b>
+</p>
diff --git a/reg_d_group_narr_summary2.mst b/reg_d_group_narr_summary2.mst
new file mode 100644
index 0000000..4ca4fff
--- /dev/null
+++ b/reg_d_group_narr_summary2.mst
@@ -0,0 +1,160 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_group_header_upper}}
+<p align="center">Narrative Summary</p>
+{{>reg_d_group_header_lower}}
+
+<p>
+{{GuarMortalityFootnote}}
+</p>
+
+<p>
+The loan interest rate may be fixed or adjustable as elected
+by the policy owner.
+</p>
+
+<p>
+{{#UseExperienceRating}}
+ {{ExpRatingFootnote}}
+{{/UseExperienceRating}}
+{{^UseExperienceRating}}
+ The illustration does not assume any mortality
+ experience rating.
+{{/UseExperienceRating}}
+</p>
+
+<p>
+<b>
+This illustration may only be used when preceded or accompanied
+by the offering memorandum for {{PolicyLegalName}} ({{PolicyMktgName}})
+insurance contract and its underlying investment choices.
+For a complete listing of the underlying investment choices,
+please refer to the offering memorandum. Before purchasing
+a variable life insurance contract, investors should
+carefully consider the investment objectives, risks, charges
+and expenses of the variable life insurance contract
+and its underlying investment choices. Please read
+the offering memorandum carefully before investing
+or sending money.
+</b>
+</p>
+
+{{#HasTerm}}
+ <p>
+ {{TermFootnote}}
+ </p>
+{{/HasTerm}}
+
+{{#HasWP}}
+ <p>
+ {{WaiverFootnote}}
+ </p>
+{{/HasWP}}
+
+{{#UsePartialMort}}
+ <p>
+ This illustration reflects an initial mortality assumption
+ of {{PartMortTableMult[1]}} of the {{PartMortTableName}} table
+ with all deaths at the end of the year.
+ </p>
+{{/UsePartialMort}}
+
+{{#GenderBlended}}
+ <p>
+ {{MortalityBlendFootnote}}
+ Custom blend assumptions:
+ {{#SmokerBlended}}
+ tobacco = {{SmokerPct}};
+ {{/SmokerBlended}}
+ {{^SmokerBlended}}
+ no blending by tobacco use;
+ {{/SmokerBlended}}
+ male = {{MalePct}}.
+ </p>
+{{/GenderBlended}}
+{{^GenderBlended}}
+ {{#SmokerBlended}}
+ <p>
+ {{MortalityBlendFootnote}}
+ Custom blend assumptions:
+ tobacco = {{SmokerPct}};
+ {{#GenderBlended}}
+ male = {{MalePct}}.
+ {{/GenderBlended}}
+ {{^GenderBlended}}
+ no blending by gender.
+ {{/GenderBlended}}
+ </p>
+ {{/SmokerBlended}}
+{{/GenderBlended}}
+
+<p>
+The state of issue is {{StatePostalAbbrev}}.
+</p>
+
+{{#HasComplianceTrackingNumber}}
+ <p>
+ Compliance tracking number: {{>imprimatur}}
+ </p>
+{{/HasComplianceTrackingNumber}}
+
+<p>
+SEPARATE ACCOUNT
+</p>
+
+<p>
+{{HypotheticalRatesFootnote}}
+</p>
+
+<p>
+This illustration is based on total Separate Account fund expenses
+of {{TotalIMF[1]}}.
+</p>
+
+<p>
+<b>
+This illustration may not reflect your actual tax
+and accounting consequences and is not intended as tax advice
+nor may it be relied on for purposes of avoiding any federal
+tax penalties. Consult professional tax advisors for tax advice.
+</b>
+</p>
+
+<p>
+Placement Agents:
+{{CoUnderwriter}} serves as the
+placement agent for contracts sold by its registered
+representatives.
+ {{MainUnderwriter}}
+serves as the placement agent for contracts sold by registered
+representatives of other broker-dealers that have entered into
+distribution agreements with
+ {{MainUnderwriter}}.
+</p>
+
+<p>
+{{CoUnderwriter}} and
+ {{MainUnderwriter}} are
+subsidiaries of {{InsCoName}}
+({{InsCoShortName}}) and are
+located at {{InsCoStreet}}.
+</p>
+</p>
diff --git a/reg_d_group_supp_report.mst b/reg_d_group_supp_report.mst
new file mode 100644
index 0000000..cc7ed5f
--- /dev/null
+++ b/reg_d_group_supp_report.mst
@@ -0,0 +1,27 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_group_header_upper}}
+<p align="center">{{SupplementalReportTitle}}</p>
+{{>reg_d_group_header_lower}}
+
+{{>dollar_units}}
+
+{{! The supplemental report table itself is generated from C++ code }}
diff --git a/reg_d_indiv_cover_page.mst b/reg_d_indiv_cover_page.mst
new file mode 100644
index 0000000..57a5d7d
--- /dev/null
+++ b/reg_d_indiv_cover_page.mst
@@ -0,0 +1,129 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+
+<p align="center">
+<b>
+
+<font size="+3">
+{{PolicyMktgName}}
+</font>
+
+<br></br>
+<br></br>
+
+<font size="+2">
+Hypothetical Life Insurance Illustration
+</font>
+
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+
+<font size="+1">
+Prepared by: {{InsCoShortName}}
+
+<br></br>
+<br></br>
+
+Prepared for:
+{{^Composite}}
+ {{Insured1Abbrev140}}
+{{/Composite}}
+{{^Composite}}
+ {{CorpNameAbbrev140}}
+{{/Composite}}
+
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+
+Date Prepared: {{date_prepared}}
+
+</font>
+</b>
+</p>
+
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+<br></br>
+
+<font size="-1">
+
+<p>
+The purpose of this illustration is to show how hypothetical rates
+of return will affect policy account value. These hypothetical
+returns do not reflect past performance and are not predictive
+of future results. Actual results could be less than or greater
+than the hypothetical rates and in all likelihood will vary from
+year to year.
+</p>
+
+<p>
+<b>
+This material must be preceded or accompanied by the current
+Confidential Private Placement Memorandum for {{PolicyMktgName}}
+and the current prospectuses (or summary prospectuses,
+if available) and private placement memoranda
+for its underlying investment choices. Investors should
+carefully consider the investment objectives, risks,
+charges and expenses of the policy and its underlying investment
+choices. Please read the prospectuses and private placement
+memoranda carefully before investing or sending money.
+</b>
+</p>
+
+<p>
+{{PolicyMktgName}} {{IssuingCompanyFootnote}}
+</p>
+
+<p>
+Placement Agents: {{PlacementAgentFootnote}}
+</p>
+
+<p>
+{{SubsidiaryFootnote}}
+</p>
+
+<p>
+{{MarketingNameFootnote}}
+</p>
+
+<p>
+Compliance tracking number: {{>imprimatur}}
+</p>
+
+</font>
diff --git a/reg_d_indiv_curr.mst b/reg_d_indiv_curr.mst
new file mode 100644
index 0000000..299de2a
--- /dev/null
+++ b/reg_d_indiv_curr.mst
@@ -0,0 +1,33 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_indiv_header}}
+
+<font size="-1">
+
+<p align="center">
+End of Year Policy Values using Current Charges
+</p>
+
+{{>dollar_units}}
+
+</font>
+
+{{! The current charges values table is generated from C++ code }}
diff --git a/reg_d_indiv_curr_irr.mst b/reg_d_indiv_curr_irr.mst
new file mode 100644
index 0000000..687dc68
--- /dev/null
+++ b/reg_d_indiv_curr_irr.mst
@@ -0,0 +1,33 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_indiv_header}}
+
+<font size="-1">
+
+<p align="center">
+End of Year Policy Values using Current Charges
+</p>
+
+{{>dollar_units}}
+
+</font>
+
+{{! The IRR values table is generated from C++ code }}
diff --git a/reg_d_indiv_footer_lower.mst b/reg_d_indiv_footer_lower.mst
new file mode 100644
index 0000000..320bba7
--- /dev/null
+++ b/reg_d_indiv_footer_lower.mst
@@ -0,0 +1,39 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<font size="-2">
+
+<table width="100%" cellspacing="0" cellpadding="0">
+ <tr>
+ <td colspan="3"> </td>
+ </tr>
+ <tr>
+ <td>{{InsCoName}}</td>
+ <td align="center">System Version: {{LmiVersion}}</td>
+ <td align="right">Policy Form: {{PolicyForm}}</td>
+ </tr>
+ <tr>
+ <td>{{InsCoAddr}}</td>
+ <td> </td>
+ <td align="right">{{page_number}}</td>
+ </tr>
+</table>
+
+</font>
diff --git a/reg_d_indiv_footer_upper.mst b/reg_d_indiv_footer_upper.mst
new file mode 100644
index 0000000..bcf42e9
--- /dev/null
+++ b/reg_d_indiv_footer_upper.mst
@@ -0,0 +1,27 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<font size="-2">
+
+<p>
+This illustration is not complete unless all pages as noted below are included.
+</p>
+
+</font>
diff --git a/reg_d_indiv_guar_irr.mst b/reg_d_indiv_guar_irr.mst
new file mode 100644
index 0000000..ed5bee6
--- /dev/null
+++ b/reg_d_indiv_guar_irr.mst
@@ -0,0 +1,33 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_indiv_header}}
+
+<font size="-1">
+
+<p align="center">
+End of Year Policy Values using Guaranteed Charges
+</p>
+
+{{>dollar_units}}
+
+</font>
+
+{{! The IRR values table is generated from C++ code }}
diff --git a/reg_d_indiv_header.mst b/reg_d_indiv_header.mst
new file mode 100644
index 0000000..a705781
--- /dev/null
+++ b/reg_d_indiv_header.mst
@@ -0,0 +1,89 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<font size="-1">
+
+<p align="center">
+{{^IsInforce}}
+ Illustration for Flexible Premium Variable Adjustable
+ Life Insurance Contract.
+{{/IsInforce}}
+{{#IsInforce}}
+ In Force Illustration for Flexible Premium Variable Adjustable
+ Life Insurance Contract.
+{{/IsInforce}}
+
+<br></br>
+<br></br>
+
+The purpose of the Illustration is to show how the performance of the
+underlying separate account divisions could affect the policy's
+account values and death benefits. This Illustration is hypothetical
+and may not be used to project or predict investment results.
+</p>
+
+<br></br>
+<br></br>
+
+<table width="100%" cellspacing="0" cellpadding="0" valign="top">
+ <tr>
+ <td width="60%">
+ Date Prepared: {{date_prepared}}<br>
+ {{#Composite}}
+ Composite of individuals<br>
+ {{/Composite}}
+ {{^Composite}}
+ Prepared for: {{Insured1Abbrev30}}<br>
+ Age: {{Age}}<br>
+ Issue State: {{StatePostalAbbrev}}<br>
+ {{/Composite}}
+ Selected Face Amount: ${{InitTotalSA}}<br>
+ Initial Death Benefit Option: {{InitDBOpt}}<br>
+ </td>
+ <td width="40%">
+ Policy: {{PolicyMktgName}}<br>
+ {{^Composite}}
+ Underwriting Type:
+ {{#UWTypeIsMedical}}
+ Fully underwritten<br>
+ {{/UWTypeIsMedical}}
+ {{^UWTypeIsMedical}}
+ {{UWType}}<br>
+ {{/UWTypeIsMedical}}
+
+ Rate Classification: {{Gender}}, {{Smoker}}, {{UWClass}}<br>
+
+ {{#UWClassIsRated}}
+ Table Rating: {{SubstandardTable}}<br>
+ {{!
+ Flats don't require "Rated" class; and does this value
actually print anyway?
+ These questions apply as well to the original:
+
http://svn.savannah.nongnu.org/viewvc/lmi/trunk/individual_private_placement.xsl?annotate=696&root=lmi&pathrev=3585
+ }}
+ Initial Annual Flat Extra: {{AnnualFlatExtra[1]}} per
1,000<br>
+ {{/UWClassIsRated}}
+ {{/Composite}}
+ </td>
+ </tr>
+</table>
+
+</font>
diff --git a/reg_d_indiv_notes1.mst b/reg_d_indiv_notes1.mst
new file mode 100644
index 0000000..75b9ac3
--- /dev/null
+++ b/reg_d_indiv_notes1.mst
@@ -0,0 +1,134 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{! No header on this page, but still use the logo. }}
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<p align="center"><font size="+1"><b>Explanatory Notes</b></font></p>
+
+<font size="-1">
+
+<p>
+<font size="+1"><b><u>The Illustration</u></b></font>
+</p>
+
+<p>
+This illustration is not a policy or an offer or solicitation
+to purchase a policy. Offers are made only through the
+Confidential Private Placement Memorandum ("the PPM") for {{PolicyMktgName}}.
+</p>
+
+<p>
+ {{ProductDescription}}.
+</p>
+
+<br></br>
+<br></br>
+
+<p>
+<font size="+1"><b><u>The Policy</u></b></font>
+</p>
+
+<p>
+<b>Policy Requirements:</b>
+This policy is only available to persons who are deemed
+accredited investors and qualified purchasers under applicable
+federal securities laws. The policy owner must be able to bear
+the risk of loss of the entire investment in the policy. The
+policy owner must be familiar with and understand the fundamental
+risks and financial hazards of investing in the policy, and be
+willing to represent as such to {{InsCoShortName}}.
+</p>
+
+<p>
+<b>Maximum Net Amount at Risk Limitation:</b> {{MaxNaarFootnote}}
+</p>
+
+<p>
+<b>Monthly Charges:</b> {{MonthlyChargesFootnote}}
+</p>
+
+<p>
+<b>Surrender Charges:</b> {{PremTaxSurrChgFootnote}}
+</p>
+
+<br></br>
+<br></br>
+
+<p>
+<font size="+1"><b><u>Column Definitions</u></b></font>
+</p>
+
+<p>
+<b>Account Value:</b> {{AccountValueFootnote}}
+</p>
+
+<p>
+<b>Administrative Charge:</b> {{PolicyFeeFootnote}}
+</p>
+
+<p>
+<b>Asset Charges:</b> {{AssetChargeFootnote}}
+</p>
+
+<p>
+<b>Cash Surrender Value:</b> {{CashSurrValueFootnote}}
+</p>
+
+<p>
+<b>Death Benefit:</b> {{DeathBenefitFootnote}}
+</p>
+
+<p>
+<b>End of Year Age:</b> {{AttainedAgeFootnote}}
+</p>
+
+<p>
+<b>Investment Income:</b> {{InvestmentIncomeFootnote}}
+</p>
+
+<p>
+<b>IRR on Death Benefit:</b> {{IrrDbFootnote}}
+</p>
+
+<p>
+<b>IRR on Surrender Value:</b> {{IrrCsvFootnote}}
+</p>
+
+<p>
+<b>Mortality Charges:</b> {{MortalityChargesFootnote}}
+</p>
+
+<p>
+<b>Policy Year:</b> {{PolicyYearFootnote}}
+</p>
+
+<p>
+<b>Premium Loads:</b> The applicable state premium tax, deferred acquisition
+cost tax charge, sales load (if any), separate account administrative charge
+(if any), and other charges incurred as a result of retaining an unaffiliated
+money manager (if any).
+</p>
+
+<p>
+<b>Premium Outlay:</b> {{OutlayFootnote}}
+</p>
+
+</font>
diff --git a/reg_d_indiv_notes2.mst b/reg_d_indiv_notes2.mst
new file mode 100644
index 0000000..7db7962
--- /dev/null
+++ b/reg_d_indiv_notes2.mst
@@ -0,0 +1,55 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{! No header on this page, but still use the logo. }}
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<p align="center"><font size="+1"><b>Explanatory Notes</b></font></p>
+
+<font size="-1">
+
+<p>
+<font size="+1"><b><u>Separate Account</u></b></font>
+</p>
+
+<p>
+{{HypotheticalRatesFootnote}}
+</p>
+
+<br></br>
+<br></br>
+
+<p>
+<font size="+1"><b><u>Withdrawals and Policy Loans</u></b></font>
+</p>
+
+<p>
+If applicable, withdrawals and policy loans will appear on a
+supplemental report at the end of the illustration. Withdrawals
+and policy loans are assumed to be taken at the beginning of the
+applicable policy year. The illustration and supplemental report
+reflect a fixed policy loan interest rate of {{InitAnnLoanDueRate}}.
+</p>
+
+<p>
+{{LoanAndWithdrawalFootnote}}
+</p>
+
+</font>
diff --git a/reg_d_indiv_notes3.mst b/reg_d_indiv_notes3.mst
new file mode 100644
index 0000000..58bf975
--- /dev/null
+++ b/reg_d_indiv_notes3.mst
@@ -0,0 +1,185 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{! No header on this page, but still use the logo. }}
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<p align="center"><font size="+1"><b>Explanatory Notes</b></font></p>
+
+<font size="-1">
+
+<p>
+<font size="+1"><b><u>Important Tax Disclosures</u></b></font>
+</p>
+
+<p>
+The definition of life insurance elected for this policy is
+{{#DefnLifeInsIsGPT}}
+ the guideline premium test. The guideline single premium
+ is ${{InitGSP}}
+ and the guideline level premium
+ is ${{InitGLP}}.
+{{/DefnLifeInsIsGPT}}
+{{^DefnLifeInsIsGPT}}
+ the cash value accumulation test.
+{{/DefnLifeInsIsGPT}}
+</p>
+
+<p>
+The initial 7-pay premium limit is ${{InitSevenPayPrem}}.
+As illustrated, this policy
+{{#IsMec}}
+ fails
+{{/IsMec}}
+{{^IsMec}}
+ passes
+{{/IsMec}}
+the seven-pay test defined in Section 7702A
+of the Internal Revenue Code and therefore
+{{#IsMec}}
+ becomes a Modified Endowment Contract (MEC)
+ in policy year {{MecYearPlus1}}.
+{{/IsMec}}
+{{^IsMec}}
+ is not a Modified Endowment Contract (MEC). Subsequent changes
+ to the policy, including but not limited to increases
+ and decreases in premiums or benefits, may cause the policy
+ to be retested and may result in the policy becoming a MEC.
+{{/IsMec}}
+</p>
+
+<p>
+If a policy is a MEC, withdrawals and policy loans are taxed to
+the extent of any gain in the policy, and an additional penalty
+tax may apply to the taxable portion of the distribution.
+</p>
+
+<p>
+<b>
+The information provided in this illustration is not written or
+intended as tax or legal advice and may not be relied on for
+purposes of avoiding any federal tax penalties.
+{{InsCoShortName}}, its employees
+and representatives are not authorized to give tax or legal advice.
+Individuals are encouraged to seek advice from their own tax or
+legal counsel.
+</b>
+</p>
+
+{{^IsInforce}}
+
+<br>
+<br>
+<br>
+
+<p align="center">
+<font size="+2"><b>Certification Statements</b></font>
+</p>
+
+<p>
+<br>
+<br>
+POLICY OWNER / APPLICANT<br>
+
+I have received a copy of this illustration, and I understand
+that any non-guaranteed charges illustrated are subject
+to change and could be either higher or lower. Additionally,
+I have been informed by my agent that these values
+are not guaranteed.
+</p>
+
+<br>
+<br>
+<br>
+<br>
+
+<table cellspacing="0" cellpadding="0" valign="top">
+ <tr>
+ <td>
+ <u>{{Space64}}{{Space32}}</u>
+ </td>
+ <td>
+ {{Space32}}
+ </td>
+ <td>
+ <u>{{Space32}}</u>
+ </td>
+ </tr>
+ <tr>
+ <td>
+ POLICY OWNER OR APPLICANT SIGNATURE
+ </td>
+ <td>
+ {{Space32}}
+ </td>
+ <td>
+ DATE
+ </td>
+ </tr>
+</table>
+
+<br>
+<br>
+<br>
+<br>
+<br>
+
+<p>
+AGENT / AUTHORIZED REPRESENTATIVE<br>
+
+I certify that this illustration has been presented
+to the applicant, and that I have explained that any
+non-guaranteed charges illustrated are subject to change. I have
+made no statements that are inconsistent with the illustration.
+</p>
+
+<br>
+<br>
+<br>
+<br>
+
+<table cellspacing="0" cellpadding="0" valign="top">
+ <tr>
+ <td>
+ <u>{{Space64}}{{Space32}}</u>
+ </td>
+ <td>
+ {{Space32}}
+ </td>
+ <td>
+ <u>{{Space32}}</u>
+ </td>
+ </tr>
+ <tr>
+ <td>
+ AGENT OR AUTHORIZED REPRESENTATIVE
+ </td>
+ <td>
+ {{Space32}}
+ </td>
+ <td>
+ DATE
+ </td>
+ </tr>
+</table>
+
+{{/IsInforce}}
+
+</font>
diff --git a/reg_d_indiv_supp_report.mst b/reg_d_indiv_supp_report.mst
new file mode 100644
index 0000000..327ad38
--- /dev/null
+++ b/reg_d_indiv_supp_report.mst
@@ -0,0 +1,31 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_d_indiv_header}}
+
+<font size="-1">
+
+<p align="center">{{SupplementalReportTitle}}</p>
+
+</font>
+
+{{>dollar_units}}
+
+{{! The supplemental report table itself is generated from C++ code }}
diff --git a/reg_footer.mst b/reg_footer.mst
new file mode 100644
index 0000000..3c0970e
--- /dev/null
+++ b/reg_footer.mst
@@ -0,0 +1,39 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<font size="-2">
+
+<table width="100%" cellspacing="0" cellpadding="0">
+ <tr>
+ <td colspan="3"> </td>
+ </tr>
+ <tr>
+ <td>Date Prepared: {{date_prepared}}</td>
+ <td align="center">{{page_number}}</td>
+ <td align="right">{{InsCoName}}</td>
+ </tr>
+ <tr>
+ <td>System Version: {{LmiVersion}}</td>
+ <td> </td>
+ <td align="right">{{>imprimatur}}</td>
+ </tr>
+</table>
+
+</font>
diff --git a/reg_footer_disclaimer.mst b/reg_footer_disclaimer.mst
new file mode 100644
index 0000000..aadb16f
--- /dev/null
+++ b/reg_footer_disclaimer.mst
@@ -0,0 +1,31 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<font size="-2">
+
+{{^IsInforce}}
+ {{NonGuaranteedFootnote}}
+{{/IsInforce}}
+{{#IsInforce}}
+ {{InforceNonGuaranteedFootnote0}}<br>
+ <b>{{InforceNonGuaranteedFootnote3}}</b>
+{{/IsInforce}}
+
+</font>
diff --git a/reg_header.mst b/reg_header.mst
new file mode 100644
index 0000000..aa50adc
--- /dev/null
+++ b/reg_header.mst
@@ -0,0 +1,130 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<font size=-1>
+<p align="center">
+ {{#IsInforce}}
+ LIFE INSURANCE IN FORCE BASIC ILLUSTRATION
+ {{/IsInforce}}
+ {{^IsInforce}}
+ LIFE INSURANCE BASIC ILLUSTRATION
+ {{/IsInforce}}
+
+ <br>{{InsCoName}}
+ <br>Presented by: {{ProducerName}}
+ <br>{{ProducerStreet}}
+ {{#HasProducerCity}}
+ <br>{{ProducerCity}}
+ {{/HasProducerCity}}
+</p>
+<p>
+
+</p>
+<table width="100%" cellspacing="0" cellpadding="0" valign="top">
+ <tr>
+ <td width="60%">
+ Prepared for:<br>
+ Group Name:
{{CorpNameAbbrev50}}<br>
+ {{#Composite}}
+ Composite
Illustration<br>
+ {{/Composite}}
+ {{^Composite}}
+ Insured:
{{Insured1Abbrev50}}<br>
+ Age:
{{Age}}<br>
+ {{/Composite}}
+ Product: {{PolicyForm}} {{PolicyMktgName}}<br>
+ {{#ModifiedSinglePremium}}
+ Modified Single Premium Adjustable Life Insurance Policy
+ {{/ModifiedSinglePremium}}
+ {{^ModifiedSinglePremium}}
+ {{PolicyLegalName}}
+ {{/ModifiedSinglePremium}}
+ <br>
+
+ {{^IsInforce}}
+ {{^SinglePremium}}
+ Initial Premium:
+ {{/SinglePremium}}
+ {{#SinglePremium}}
+ Single Premium:
+ {{/SinglePremium}}
+ ${{InitPrem}}
+ {{/IsInforce}}
+ <br>
+
+ {{^Composite}}
+ Initial Death Benefit Option: {{InitDBOpt}}<br>
+ {{/Composite}}
+ {{>contract_numbers}}
+ </td>
+ <td width="40%">
+ Initial {{#HasTerm}}Total{{/HasTerm}}
+ Selected Face Amount: ${{InitTotalSA}}<br>
+
+ {{#HasTerm}}
+ Initial Base Face Amount: ${{InitBaseSpecAmt}}<br>
+ Initial Term Face Amount: ${{InitTermSpecAmt}}<br>
+ {{/HasTerm}}
+
+ Guaranteed Crediting Rate: {{InitAnnGenAcctInt_Guaranteed}}<br>
+
+ Current Illustrated Crediting Rate:
+ {{#InforceYear}}
+ {{UltimateInterestRate}}
+ {{/InforceYear}}
+ {{^InforceYear}}
+ {{InitAnnGenAcctInt_Current}}
+ {{/InforceYear}}
+ <br>
+
+ {{#SinglePremium}}
+ {{#InforceYearLE4}}
+ Ultimate Illustrated Crediting Rate:
+ {{#ModifiedSinglePremium0}}
+ {{AnnGAIntRate_Current[11]}}
+ {{/ModifiedSinglePremium0}}
+ {{^ModifiedSinglePremium0}}
+ {{AnnGAIntRate_Current[6]}}
+ {{/ModifiedSinglePremium0}}
+ <br>
+ {{/InforceYearLE4}}
+ {{/SinglePremium}}
+
+ {{^Composite}}
+ Underwriting Type:
+ {{#UWTypeIsMedical}}
+ Fully underwritten
+ {{/UWTypeIsMedical}}
+ {{^UWTypeIsMedical}}
+ {{UWType}}
+ {{/UWTypeIsMedical}}
+ <br>
+ {{/Composite}}
+
+ Rate Classification: {{UWClass}}, {{Smoker}}, {{Gender}}<br>
+ {{#UWClassIsRated}}
+ Table Rating: {{SubstandardTable}}<br>
+ {{/UWClassIsRated}}
+ </td>
+ </tr>
+</table>
+</font>
diff --git a/reg_narr_summary.mst b/reg_narr_summary.mst
new file mode 100644
index 0000000..19ff3d3
--- /dev/null
+++ b/reg_narr_summary.mst
@@ -0,0 +1,202 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_header}}
+
+<p align="center">NARRATIVE SUMMARY</p>
+
+<font size="-1">
+
+<p>
+{{^SinglePremium}}
+ {{PolicyMktgName}} is a
+ {{#GroupExperienceRating}}group{{/GroupExperienceRating}}
+ {{#GroupCarveout}}group{{/GroupCarveout}}
+ flexible premium adjustable life insurance contract.
+ {{#GroupExperienceRating}}
+ It is a no-load policy and is intended for large case sales.
+ It is primarily marketed to financial institutions
+ to fund certain corporate liabilities.
+ {{/GroupExperienceRating}}
+ It features accumulating account values, adjustable benefits,
+ and flexible premiums.
+{{/SinglePremium}}
+{{#SinglePremium}}
+ {{#ModifiedSinglePremiumOrModifiedSinglePremium0}}
+ {{PolicyMktgName}}
+ is a modified single premium adjustable life
+ insurance contract. It features accumulating
+ account values, adjustable benefits, and single premium.
+ {{/ModifiedSinglePremiumOrModifiedSinglePremium0}}
+ {{^ModifiedSinglePremiumOrModifiedSinglePremium0}}
+ {{PolicyMktgName}}
+ is a single premium adjustable life insurance contract.
+ It features accumulating account values,
+ adjustable benefits, and single premium.
+ {{/ModifiedSinglePremiumOrModifiedSinglePremium0}}
+{{/SinglePremium}}
+</p>
+
+{{^IsInforce}}
+ <p>
+ Coverage may be available on a Guaranteed Standard Issue basis.
+ All proposals are based on case characteristics and must
+ be approved by the {{InsCoShortName}}
+ Home Office. For details regarding underwriting
+ and coverage limitations refer to your offer letter
+ or contact your {{InsCoShortName}} representative.
+ </p>
+{{/IsInforce}}
+
+<p>
+{{AvName}} {{MonthlyChargesPaymentFootnote}}
+</p>
+
+<p>
+{{^SinglePremium}}
+ Premiums are assumed to be paid on {{ErModeLCWithArticle}}
+ basis and received at the beginning of the contract year.
+{{/SinglePremium}}
+{{#SinglePremium}}
+ The single premium is assumed to be paid at the beginning
+ of the contract year.
+{{/SinglePremium}}
+
+{{AvName}} Values, {{CsvName}} Values,
+and death benefits are illustrated as of the end
+of the contract year. The method we use to allocate
+overhead expenses is the fully allocated expense method.
+</p>
+
+{{^SinglePremium}}
+ <p>
+ In order to guarantee coverage to age
+ {{EndtAge}}, {{ErModeLCWithArticle}} premium
+ {{#HasGuarPrem}}
+ of ${{GuarPrem}} must be paid.
+ {{/HasGuarPrem}}
+ {{^HasGuarPrem}}
+ is defined.
+ {{/HasGuarPrem}}
+ This amount is based on the guaranteed monthly charges
+ and the guaranteed interest crediting rate.
+ {{#DefnLifeInsIsGPT}}
+ This premium may be in excess of the maximum premium allowable
+ in order to qualify this policy as life insurance.
+ {{/DefnLifeInsIsGPT}}
+ </p>
+{{/SinglePremium}}
+
+<p>
+Loaned amounts of the {{AvName}}
+Value will be credited a rate equal to the loan interest rate less
+a spread, guaranteed not to exceed
+{{#GroupCarveout}}
+1.25%.
+{{/GroupCarveout}}
+{{^GroupCarveout}}
+3.00%.
+{{/GroupCarveout}}
+</p>
+
+{{#HasTerm}}
+ <p>
+ The term rider provides the option to purchase monthly
+ term insurance on the life of the insured. The term rider
+ selected face amount supplements the selected face amount
+ of the contract. If the term rider is attached, the policy
+ to which it is attached may have a lower annual cutoff premium
+ and, as a result, the lower overall sales loads paid may be
+ lower than a contract having the same total face amount,
+ but with no term rider.
+ {{#NoLapse}}
+ Also, the lapse protection feature of the contract's
+ {{NoLapseProvisionName}}
+ does not apply to the term rider's selected face amount.
+ {{/NoLapse}}
+ </p>
+{{/HasTerm}}
+
+{{#HasWP}}
+ <p>
+ The Waiver of Monthly Charges Rider provides for waiver
+ of monthly charges in the event of the disability
+ of the insured that begins before attained age 65
+ and continues for at least 6 months, as described in the rider.
+ An additional charge is associated with this rider. Please refer
+ to your contract for specific provisions and a detailed schedule
+ of charges.
+ </p>
+{{/HasWP}}
+
+{{#HasADD}}
+ <p>
+ The Accidental Death benefit provides an additional benefit
+ if death is due to accident. An additional charge is associated
+ with this rider. Please refer to your contract
+ for specific provisions and a detailed schedule of charges.
+ </p>
+{{/HasADD}}
+
+<p>
+The definition of life insurance for this contract is the
+{{#DefnLifeInsIsGPT}}
+ guideline premium test. The guideline single premium
+ is ${{InitGSP}}
+ and the guideline level premium
+ is ${{InitGLP}}
+{{/DefnLifeInsIsGPT}}
+{{^DefnLifeInsIsGPT}}
+ cash value accumulation test.
+{{/DefnLifeInsIsGPT}}
+</p>
+
+<p>
+This is an illustration only. An illustration is not intended
+to predict actual performance. Interest rates
+and values set forth in the illustration are not guaranteed.
+</p>
+
+<p>
+{{^StateIsTexas}}
+ This illustration assumes that the currently illustrated
+ non-guaranteed elements will continue unchanged
+ for all years shown. This is not likely to occur
+ and actual results may be more or less favorable than shown.
+ The non-guaranteed benefits and values are not guaranteed
+ and are based on assumptions such as interest credited
+ and current monthly charges, which are subject to change by
+ {{InsCoName}}.
+{{/StateIsTexas}}
+{{#StateIsTexas}}
+ This illustration is based on both non-guaranteed
+ and guaranteed assumptions. Non-guaranteed assumptions
+ include interest rates and monthly charges.
+ This illustration assumes that the currently illustrated
+ non-guaranteed elements will continue unchanged
+ for all years shown. This is not likely to occur
+ and actual results may be more or less favorable than shown.
+ Factors that may affect future policy performance include
+ the company's expectations for future mortality, investments,
+ persistency, profits and expenses.
+{{/StateIsTexas}}
+</p>
+
+</font>
diff --git a/reg_narr_summary2.mst b/reg_narr_summary2.mst
new file mode 100644
index 0000000..f78398f
--- /dev/null
+++ b/reg_narr_summary2.mst
@@ -0,0 +1,257 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+<!-- No header for this page, just the logo -->
+<scaled_image inv_factor="0.36" src="company_logo.png"></scaled_image>
+
+<p align="center">NARRATIVE SUMMARY (Continued)</p>
+
+<br></br>
+
+<font size="-1">
+
+{{#HasSalesLoadRefund}}
+ <p>
+ Sales Load Refund: We will refund a portion of the sales load
+ to you, as part of your {{CsvName}}
+ Value, if you surrender your contract within the first two
+ policy years. In policy year 1, we will refund
+ {{SalesLoadRefundRate0}}
+ of the first contract year sales load collected
+ and in contract year 2, we will refund
+ {{SalesLoadRefundRate1}}
+ of the first contract year sales load collected.
+ </p>
+{{/HasSalesLoadRefund}}
+
+{{#NoLapse}}
+ <p>
+ {{NoLapseProvisionName}}:
+ The contract will remain in force after the first premium
+ has been paid, even if there is insufficient
+ {{AvName}} Value
+ to cover the monthly charges provided that the insured
+ is not in a substandard rating class and the policy debt
+ does not exceed {{AvName}} Value.
+ </p>
+{{/NoLapse}}
+
+<p>
+{{GuarMortalityFootnote}}
+</p>
+
+<p>
+This illustration assumes death of the insured at age {{EndtAge}}.
+</p>
+
+<p>
+The loan interest rate is fixed at {{InitAnnLoanDueRate}} per year.
+</p>
+
+<p>
+The state of issue is {{StatePostalAbbrev}}.
+</p>
+
+<p>
+This illustration assumes an initial Selected Face Amount of
+${{InitBaseSpecAmt}}. Selected Face
+Amount reductions assumed in this illustration (if any) are shown
+in the Tabular Detail.
+</p>
+
+{{#IsInforce}}
+ <p>
+ This illustration assumes a beginning account value of
+ ${{InforceUnloanedAV}} as of the date of this illustration.
+ </p>
+
+ <p>
+ This illustration assumes a beginning cost basis of
+ ${{InforceTaxBasis}} as
+ of the date of this illustration; the actual cost basis
+ may be higher or lower. Consult the Home Office for cost
+ basis information.
+ </p>
+{{/IsInforce}}
+
+{{#Composite}}
+ <p>
+ Please see the attached census, listing the face amounts,
+ underwriting classes and issue ages for individual participants.
+ </p>
+{{/Composite}}
+
+{{#StateIsCarolina}}
+ <p>
+ In the states of North Carolina and South Carolina,
+ Guaranteed Issue Underwriting is referred
+ to as "Limited Underwriting" and Simplified
+ Issue Underwriting is referred to as "Simplified Underwriting".
+ </p>
+{{/StateIsCarolina}}
+
+{{#StateIsMaryland}}
+ <p>
+ In the state of Maryland, Guaranteed Issue Underwriting
+ is referred to as "Nonstandard Limited Underwriting"
+ and Simplified Issue Underwriting is referred to as
+ "Nonstandard Simplified Underwriting".
+ </p>
+{{/StateIsMaryland}}
+
+{{#GroupExperienceRating}}
+ <p>
+ We may assess a Market Value Adjustment upon a surrender
+ of the certificate when the surrender proceeds are intended
+ to be applied to an insurance policy issued by an insurer
+ unaffiliated with
+ {{InsCoShortName}}
+ with an intent to qualify the exchange as a tax free exchange
+ under IRC section 1035.
+ </p>
+
+ {{^UseExperienceRating}}
+ <p>
+ This illustration does not reflect experience rating.
+ </p>
+ {{/UseExperienceRating}}
+
+ <p>
+ The guaranteed values reflect the maximum charges permitted
+ by the contract, which may include an Experience Rating
+ Risk Charge.
+ </p>
+
+ <p>
+ No Experience Rating Risk Charge or a distribution
+ of an Experience Rating Reserve Credit is reflected
+ in the current, non-guaranteed values. Actual charges
+ and credits will be based on the actual experience of the group.
+ </p>
+{{/GroupExperienceRating}}
+
+{{#Has1035ExchCharge}}
+ <p>
+ {{^SinglePremium}}
+ Upon surrender of this policy, where the surrender
+ proceeds are intended to be applied to an insurance policy
+ or certificate issued in conjunction with an intent
+ to qualify the exchange as a tax free exchange
+ under Section 1035 of the Internal Revenue Code,
+ we may assess an Exchange Charge. The Exchange Charge
+ is the greater of the Market Value Adjustment Charge
+ and the Percentage of Premium Charge. In the states
+ of Florida or Indiana, the Exchange charge
+ (referred to as Assignment Charge in Florida)
+ will be the Percentage of Premium Charge only.
+ The Exchange Charge will potentially reduce
+ the surrender proceeds, but will never increase
+ the surrender proceeds. Please refer to your policy
+ for details.
+ {{/SinglePremium}}
+ {{#SinglePremium}}
+ Upon surrender of this policy, where the surrender proceeds
+ are intended to be applied to an insurance policy
+ or certificate issued in conjunction with an intent
+ to qualify the exchange as a tax free exchange
+ under Section 1035 of the Internal Revenue Code (1035
+ Exchange), we may assess an Exchange Charge. The Exchange
+ Charge will potentially reduce the surrender proceeds,
+ but will never increase the surrender proceeds.
+ Please refer to your policy for details.
+ {{/SinglePremium}}
+ </p>
+{{/Has1035ExchCharge}}
+
+{{#HasSpouseRider}}
+ <p>
+ The ${{SpouseRiderAmount}} Spouse
+ rider provides term life insurance on the spouse
+ (issue age {{SpouseIssueAge}})
+ for a limited duration, for an extra charge.
+ Please refer to your contract for specific provisions
+ and a detailed schedule of charges.
+ </p>
+{{/HasSpouseRider}}
+
+{{#HasChildRider}}
+ <p>
+ The ${{ChildRiderAmount}} Child
+ rider provides term life insurance on the insured's children
+ for a limited duration, for an extra charge. Please refer
+ to your contract for specific provisions
+ and a detailed schedule of charges.
+ </p>
+{{/HasChildRider}}
+
+<p>{{SurrenderFootnote}}</p>
+
+<p>{{FundRateFootnote}}</p>
+
+<p> {{FundRateFootnote0}}</p>
+
+<p> {{FundRateFootnote1}}</p>
+
+</font>
+
+<p align="center">IMPORTANT TAX DISCLOSURE</p>
+
+<font size="-1">
+
+<p>
+As illustrated, this contract
+{{#IsMec}}
+ becomes
+{{/IsMec}}
+{{^IsMec}}
+ would not become
+{{/IsMec}}
+a Modified Endowment Contract (MEC)
+under the Internal Revenue Code
+{{#IsMec}}
+in year {{MecYearPlus1}}
+{{/IsMec}}
+To the extent of gain in the contract, loans, distributions
+and withdrawals from a MEC are subject to income tax
+and may also trigger a penalty tax.
+</p>
+
+{{^SinglePremium}}
+ {{^IsInforce}}
+ <p>
+ The initial 7-pay premium limit is ${{InitSevenPayPrem}}.
+ </p>
+ {{/IsInforce}}
+{{/SinglePremium}}
+
+<p>
+<b>
+The information contained in this illustration is not written
+or intended as tax or legal advice, and may not be relied upon
+for purposes of avoiding any federal tax penalties.
+Neither {{InsCoShortName}} nor any
+of its employees or representatives are authorized to give tax
+or legal advice. For more information pertaining
+to the tax consequences of purchasing or owning this policy,
+consult with your own independent tax or legal counsel.
+</b>
+</p>
+
+</font>
diff --git a/reg_numeric_summary.mst b/reg_numeric_summary.mst
new file mode 100644
index 0000000..bb23afe
--- /dev/null
+++ b/reg_numeric_summary.mst
@@ -0,0 +1,202 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_header}}
+
+<p align="center">Numeric Summary</p>
+
+{{>dollar_units}}
+
+<font size="-1">
+
+<br></br>
+<br></br>
+
+<numeric_summary_table></numeric_summary_table>
+
+<br></br>
+<br></br>
+
+<!--
+This is a workaround for what looks like a wxHTML bug, without explicitly
+resetting the alignment here, the next paragraph would be centered, somehow
+keeping the center alignment of the last "p" tag above.
+-->
+<p align="left"></p>
+
+{{#Composite}}
+<p>
+ The year of policy lapse on a guaranteed, midpoint
+ and current basis is not depicted in the above table of values
+ for this composite illustration because it is not applicable
+ on a case basis.
+</p>
+{{/Composite}}
+
+{{#LapseYear_Guaranteed_LT_MaxDuration}}
+<p>
+ Additional premium will be required
+ in year {{LapseYear_Guaranteed_Plus1}}
+ or contract will lapse based on guaranteed monthly charges
+ and interest rate.
+</p>
+{{/LapseYear_Guaranteed_LT_MaxDuration}}
+
+{{#LapseYear_Midpoint_LT_MaxDuration}}
+<p>
+ Additional premium will be required
+ in year {{LapseYear_Midpoint_Plus1}}
+ or contract will lapse based on midpoint monthly charges
+ and interest rate.
+</p>
+{{/LapseYear_Midpoint_LT_MaxDuration}}
+
+{{#LapseYear_Current_LT_MaxDuration}}
+<p>
+ Additional premium will be required
+ in year {{LapseYear_Current_Plus1}}
+ or contract will lapse based on current monthly charges
+ and interest rate.
+</p>
+{{/LapseYear_Current_LT_MaxDuration}}
+
+{{#IsMec}}
+<p>
+ IMPORTANT TAX DISCLOSURE: This is a Modified Endowment Contract.
+ Please refer to the Narrative Summary for additional information.
+</p>
+{{/IsMec}}
+
+<br>
+<br>
+
+<p align="center">Certification Statements</p>
+ <p>
+ CONTRACT OWNER / APPLICANT
+ </p>
+ {{#HasInterestDisclaimer}}
+ <p>
+ I understand that at the present time higher current interest rates
+ are credited for policies with case premiums in the amount
+ of {{InterestDisclaimer}}
+ </p>
+ {{/HasInterestDisclaimer}}
+ <p>
+ {{#StateIsIllinoisOrTexas}}
+ {{#StateIsIllinois}}
+ I have received a copy of this illustration and understand
+ that this illustration assumes that the currently illustrated
+ non-guaranteed elements will continue unchanged
+ for all years shown. This is not likely to occur,
+ and actual results may be more or less favorable than those shown.
+ {{/StateIsIllinois}}
+ {{#StateIsTexas}}
+ A copy of this illustration has been provided
+ to the Applicant/Policyowner.
+ {{/StateIsTexas}}
+ {{/StateIsIllinoisOrTexas}}
+ {{^StateIsIllinoisOrTexas}}
+ I have received a copy of this illustration, and I understand
+ that any non-guaranteed elements illustrated are subject
+ to change and could be either higher or lower. Additionally,
+ I have been informed by my agent that these values
+ are not guaranteed.
+ {{/StateIsIllinoisOrTexas}}
+ </p>
+ <br>
+ <br>
+ <table cellspacing="0" cellpadding="0" valign="top">
+ <tr>
+ <td>
+ <u>{{Space64}}{{Space32}}</u>
+ </td>
+ <td>
+ {{Space32}}
+ </td>
+ <td>
+ <u>{{Space32}}</u>
+ </td>
+ </tr>
+ <tr>
+ <td>
+ CONTRACT OWNER OR APPLICANT SIGNATURE
+ </td>
+ <td>
+ {{Space32}}
+ </td>
+ <td>
+ DATE
+ </td>
+ </tr>
+ </table>
+ <br>
+ <br>
+ <p>
+ AGENT / AUTHORIZED REPRESENTATIVE
+ </p>
+ <p>
+ {{#StateIsIllinoisOrTexas}}
+ {{#StateIsIllinois}}
+ I have informed the applicant or policyowner
+ that this illustration assumes that the currently illustrated
+ non-guaranteed elements will continue unchanged
+ for all years shown. This is not likely to occur,
+ and actual results may be more or less favorable than those
shown.
+ {{/StateIsIllinois}}
+ {{#StateIsTexas}}
+ A copy of this illustration has been provided
+ to the Applicant/Policyowner.
+ {{/StateIsTexas}}
+ {{/StateIsIllinoisOrTexas}}
+ {{^StateIsIllinoisOrTexas}}
+ I certify that this illustration has been presented
+ to the applicant, and that I have explained
+ that any non-guaranteed elements illustrated
+ are subject to change. I have made no statements
+ that are inconsistent with the illustration.
+ {{/StateIsIllinoisOrTexas}}
+ </p>
+ <br>
+ <br>
+ <table cellspacing="0" cellpadding="0" valign="top">
+ <tr>
+ <td>
+ <u>{{Space64}}{{Space32}}</u>
+ </td>
+ <td>
+ {{Space32}}
+ </td>
+ <td>
+ <u>{{Space32}}</u>
+ </td>
+ </tr>
+ <tr>
+ <td>
+ AGENT OR AUTHORIZED REPRESENTATIVE
+ </td>
+ <td>
+ {{Space32}}
+ </td>
+ <td>
+ DATE
+ </td>
+ </tr>
+ </table>
+</font>
diff --git a/reg_supp_report.mst b/reg_supp_report.mst
new file mode 100644
index 0000000..d738f60
--- /dev/null
+++ b/reg_supp_report.mst
@@ -0,0 +1,27 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_header}}
+
+<p align="center">{{SupplementalReportTitle}}</p>
+
+{{>dollar_units}}
+
+{{! The supplemental report table itself is generated from C++ code }}
diff --git a/reg_tabular_details.mst b/reg_tabular_details.mst
new file mode 100644
index 0000000..cc752d5
--- /dev/null
+++ b/reg_tabular_details.mst
@@ -0,0 +1,28 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_header}}
+
+<p align="center">Tabular Detail</p>
+
+{{>dollar_units}}
+
+<br></br>
+<br></br>
diff --git a/reg_tabular_details2.mst b/reg_tabular_details2.mst
new file mode 100644
index 0000000..6a34ed5
--- /dev/null
+++ b/reg_tabular_details2.mst
@@ -0,0 +1,26 @@
+{{!
+ Copyright (C) 2017 Gregory W. Chicares.
+
+ This program is free software; you can redistribute it and/or modify
+ it under the terms of the GNU General Public License version 2 as
+ published by the Free Software Foundation.
+
+ This program is distributed in the hope that it will be useful,
+ but WITHOUT ANY WARRANTY; without even the implied warranty of
+ MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+ GNU General Public License for more details.
+
+ You should have received a copy of the GNU General Public License
+ along with this program; if not, write to the Free Software Foundation,
+ Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+
+ http://savannah.nongnu.org/projects/lmi
+ email: <address@hidden>
+ snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+}}
+{{>reg_header}}
+
+<p align="center">Tabular Detail, continued</p>
+
+<br></br>
+<br></br>