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[Javaweb-discuss] Do you Really understand Life Settlements?


From: Advanced Settlements
Subject: [Javaweb-discuss] Do you Really understand Life Settlements?
Date: Tue, 11 Feb 2003 20:26:49 -0500

Life Settlements are revolutionizing the senior insurance market. For the first 
time in the history of life insurance, seniors that are unhappy with their 
current life insurance policy can sell their policy to an INSTITUTIONAL FUNDING 
COMPANY for more than the CASH Surrender Value. If you or your clients (over 
age 70) are in a poor performing policy, can no longer afford the premiums, or 
need the cash to purchase a more important financial product: 

BEFORE YOU SURRENDER A LIFE INSURANCE POLICY
BEFORE YOU DO A 1035 EXCHANGE

Let Advanced Settlements evaluate the policy for the 
TRUE MARKET VALUE.

To receive your Digital Marketing Kit call 1.800.561.4148

Digital Kit includes: Marketing Materials, PowerPoint Presentaions, Forms, 
Qualifing Worksheets, and an Online Kit Access.
 
Take a Look at some of our recent success stories 

Advanced Life Settlement Case 1  

• Client Info: Male age 91, Female deceased
• Policy Info: $950,000 Second-to-Die Universal Life
• Surrender Cash Value: $211,000
• Proceeds from the Life Settlement: $330,000
• Use of Proceeds: Proceeds were used to fund an Immediate Annuity.
• Case Closed: 8/2002 

Advanced Life Settlement Case 2   

• Client Info: Male age 85, Female age 82
• Policy Info: $2,000,000 Second-to-Die Universal Life
• Surrender Cash Value: $133,966 
• Proceeds from the Life Settlement: $483,500
• Use of Proceeds: Proceeds were used to fund a new Second-to-Die Universal 
Life with zero premiums for three years.
• Case closed: 12/2002 

Advanced Life Settlement Case 3  

• Client Info: Female age 77
• Policy Info: $5,000,000 Universal Life
• Surrender Cash Value: $35,285 
• Proceeds from the Life Settlement: $677,000
• Use of Proceeds: Client was going to surrender the policy but instead used 
the proceeds for various investment opportunities. 
• Case Closed: 11/2002 

Advanced Life Settlement Case 4  

• Client Info: Female age 82
• Policy Info: $8,500,000 Variable Universal Life
• Surrender Cash Value: $70,000 with a loan of $800,000 
•Proceeds from the Life Settlement: $2,045,000
• Use of Proceeds: Client was going to surrender the policy but instead used 
the proceeds for various investment opportunities.
• Case Closed: 1/2003

ABOUT ADVANCED SETTLEMENTS 

Advanced Settlements is one of the Nations largest Life Settlement firms and 
has successfully sold millions of dollars of in-force life insurance. We are 
currently contracted with 24 separate investment sources that compete to bring 
the highest market offer for your policy. If you or your clients are age 70 
years or older and are unhappy with a current Life Insurance Policy or can no 
longer afford the premiums, WE CAN HELP! 
 
 WHAT IS A LIFE SETTLEMENT? 

A Life Settlement is the sale of a life insurance policy by a senior for an 
amount greater than the cash surrender value. The proceeds can be used in any 
way and are often utilized to fund other valuable financial products. 

Email: address@hidden
Phone: 1.800.561.4148     
http://www.advancedsettlements.net/lifesettlement.htm

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