Your mortgage lender should be able to recommend one. The couple moved to Spain in October last year after selling their home in Lymington, Hampshire, where he worked as a sailing instructor and she worked as an estate agent.
"The process is simple.
Where no will is made the whole of the estate would be divided equally among the surviving children.
Regarding the significant number of properties purchased by non-Spaniards, Mayayo points out that foreign homeowners in Spain make mortgage payments as well or better than Spaniards. Never buy without having seen the property.
If they choose to sell, Mr Fry added they should take local advice on potential tax liabilities. Firstly, find out how much you are allowed.
Many investors use a local holiday lettings or management agency, which advertise for tourists and handle the bookings. A cave house is a home that is constructed either partly or wholly underground. Esteban Gonzalez Pons, Director of Housing for the Generalitat Valenciana regional government body, warned: "The homes built on protected land inside El Hondo Nature Reserve will all be demolished.
Mayayo believes that Spain will avoid a traumatic property devaluation - such as that experienced by the UK and US - thanks to a large group of expectant buyers held off by insufficient supply.
If they choose to sell, Mr Fry added they should take local advice on potential tax liabilities. Never buy without having seen the property. There can be nothing more fulfilling than to be involved in the construction of your ideal home. The drop, however, won't be sudden and pronounced; sources predict a gradual lowering instead.
There can be nothing more fulfilling than to be involved in the construction of your ideal home.
This also applies to foreign citizens who have assets in Spain unless they make a will. Why do I need a basement? They are wise to consider their long-term security and beware of relying on one sole source to provide for their retirement.
Mrs Singleton said: ""We used a foreign exchange broker, Currencies Direct, for our house purchase. Mr Fry recommended Lombard Assurance SA, based in Luxembourg as a good provider. Does the seller really own the property? Thousands of homes in the area are also threatened with demolition. He said: "The investment could be denominated in sterling or euros, or a combination of these currencies.